Innovative Finance Solutions

We’re here to help you finance your new build.

Fowler Homes has been building homes for kiwis since 1984, over this time we have experienced many changes to the building market and how our customers access finance to build or buy their new home. We have partnered with YouOwn who offer advice and finance solutions to those who didn’t think new home ownership was achievable or affordable.


What is YouOwn?

YouOwn offers a shared home ownership model, which allows you to get a foot on the property ladder and the confidence of your own roof over your head.

How does YouOwn work?

With a deposit of just 5%, it may be possible to own your own home with YouOwn. You buy a portion of the property and YouOwn help with the rest.

You pay a charge on the YouOwn portion and after five years, you can buy the share back from YouOwn or when you are able to. This type of ownership model makes it possible for New Zealanders with a smaller deposit to own a new home.

Co-Ownership with Fowler Homes

Fowler Homes is pleased to offer the Turnkey House & Land Packages in Queenstown and Invercargill as a potential new home for you and your family.

The YouOwn 5 Simple Steps to Home Ownership

  • New Zealand Citizen or
  • Permanent Resident
  • Household income of $130,000+
  • 5% deposit from savings and/or Kiwisaver
  • Low or no debt

If you’re eligible, call YouOwn 09 302 8521 or complete the simple enquiry form online here.

Once both parties agree to work together, YouOwn can help you find a bank who will provide the home loan.

YouOwn can help you complete documentation to withdraw any KiwiSaver funds (if applicable) and you sign the loan documents with the bank.

The balance of the purchase price is paid, the bank registers a mortgage over the property, and you move in!

Get in touch now

Ready to own your own home? Get in touch with the YouOwn team today.  

From first builds to dream homes, we’ve got your covered.

To set up an initial meeting with one of our local Fowler Homes teams, please get in touch today. It would be our pleasure to guide you through the exciting process to design and build your new home. 

Check out the progress on the Hope Home – our charity build for Gumboot Friday. Auction October 2024!