Finance Your New Home
Innovative Finance Solutions
We’re here to help you finance your new build.
Fowler Homes has been building homes for Kiwis since 1984. Over this time, we have experienced many changes to the building market and how our customers access finance to build or buy their new home.
We have partnered with Squirrel and YouOwn, trusted experts when it comes to financing your new home, simple, clear, and stress-free. Both partners offer advice and finance solutions to those who didn’t think new home ownership was achievable or affordable.
Squirrel
Fowler Homes has partnered with Squirrel to make build finance simple and stress-free. Whether you’re building on your own land, purchasing a land and build or a turnkey project, Squirrel will help you get the finance sorted. With a team of advisers nationwide and extensive experience in construction lending, Squirrel has been helping Kiwi into homes since 2008.
Once you give the thumbs up, Fowler Homes will introduce you to your local Squirrel adviser so you can chat with the specialists one-on-one. Fowler Homes is not involved in your finance discussions, and your details are confidential with your Squirrel adviser.
Why Squirrel?
Built for new builds
Squirrel understands build contracts, staged payments, and timelines. Finance gets structured to suit the build — not the other way aroundAdvice that’s actually helpful
Squirrel advisers aren’t tied to any one lender. They’ll find the best fit for you — whether it’s a major bank or one of Squirrel’s in-house funding solutions
No surprises
In most cases, the service is paid for by the lender. That means expert advice at no cost
Smart tech, real people
Our simple online process makes applying easy from anywhere, with expert support from start to finish
YouOwn
What is YouOwn?
YouOwn offers a shared home ownership model, which allows you to get a foot on the property ladder and the confidence of your own roof over your head.
How does YouOwn work?
With a deposit of 5%, it may be possible to own your own home with YouOwn. You buy a portion of the property, and YouOwn helps with the rest.
You pay a charge on the YouOwn portion, and after five years, you can buy the share back from YouOwn, or when you are able to. This type of ownership model enables New Zealanders with a smaller deposit to own a new home.
The YouOwn 5 Simple Steps to Home Ownership
- New Zealand Citizen or
- Permanent Resident
- Household income of $130,000+
- 5% deposit from savings and/or Kiwisaver
- Low or no debt
If you’re eligible, call YouOwn 09 302 8521 or complete the simple enquiry form online here. youown.co.nz/enquire-now/
YouOwn can help you complete documentation to withdraw any KiwiSaver funds (if applicable) and you sign the loan documents with the bank.
The balance of the purchase price is paid, the bank registers a mortgage over the property, and you move in!
From first builds to dream homes, Fowler Homes has you covered.
Ready to get your new home under construction? Please contact us today to set up an initial meeting with one of our local Fowler Homes teams. It would be our pleasure to guide you through the exciting process of designing and building your new home.